JULY 20,2026 CURRENT AFFAIRS
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AI-Powered Autonomous Agents Recent advances in Artificial Intelligence (AI) are moving beyond digital applications toward Embodied AI. Embodied AI » It refers to the integration of artificial intelligence into physical systems, enabling them to interact with the physical world. » These systems can include general-purpose robots, humanoid robots, autonomous vehicles (AVs), and even factories and warehouse facilities. » The fusion of machine learning, sensors, and computer vision lets these systems perceive, reason, and act in real-world environments. » Unlike the AI chatbots that learn from texts, images, and videos, embodied AI must master gravity and balance, which are profoundly difficult. |
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Categorized Operational Assets The RBI has notified the Third Amendment Directions, 2026 to establish a framework for the acquisition, valuation, management, and disposal of Specified Non-Financial Assets (SNFAs) by banks. Specified Non-Financial Assets (SNFAs) » They are immovable properties acquired by banks from defaulting borrowers in settlement of outstanding loans. » They include: Residential properties, Commercial buildings etc. Key Directions » Banks can acquire SNFAs only after a loan is classified as a Non-Performing Asset (NPA).
» Acquisition must be through full or partial settlement of the outstanding loan. |
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Electronic Bullion Receipts National Stock Exchange of India (NSE) introduced Electronic Gold Receipts (EGRs). Electronic Gold Receipts (EGRs) » They are SEBI-regulated, exchange-traded securities that represent ownership of standardized physical gold stored in accredited vaults. » They represent gold ownership, tradable on exchanges like stocks and bonds, backed by physical gold that can be redeemed anytime. Key Benefits » Transparent market-based pricing ("One Nation, One Price") » Easy buying and selling through stock exchanges. » Safe, secure, and convenient alternative to physical gold. |
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Global Life Sciences Olympiad 2026 The Indian Team won 1 Gold and 3 Silver Medals at the 37th International Biology Olympiad 2026 in Vilnius, Lithuania. International Biology Olympiad 2026 » It is the world’s leading biology competition for high school students, held each year. » The inaugural event took place in 1989. » Participation: 307 students from 78 countries » Medallists: Bhavyaa Gunwal (Gold),Soumil Maity (Silver), Nishit Kalani (Silver),Anmol Kumar (Silver). » Also India performed exceptionally well at the 58th International Chemistry Olympiad (IChO) 2026 held in Tashkent, Uzbekistan with four gold medals. |
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GPS-Enabled Content Marking The Chhattisgarh government is using geotagging of river origin points to tackle river pollution. Geotagging » It is the process of adding geographic location data to a photo’s metadata. » The location data includes latitude, longitude, and sometimes altitude. Use in controlling river pollution » Identifies the exact location of river source points using GPS. » Maps the source on the PM Gati Shakti platform for digital monitoring and planning. » Helps authorities monitor and protect river origins from encroachment, deforestation, pollution, and illegal activities. » Enables scientific planning of restoration measures such as catchment treatment, afforestation, desiltation etc. |
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Human-Relevant Testing Techniques Also called New Approach Methodologies (NAMs), they are innovative testing methods and strategies used to assess the safety, efficacy, and quality of drugs. » To achieve India’s $500 billion pharma target by 2047, NAMs can be key to transitioning from a generics-based industry to a global hub for drug discovery and innovation. Types of NAMs Biological Models (In Vitro & Ex Vivo): » Organ-on-Chip: 3D chips created from human cells mimicking human organs. E.g. lung-on-a-chip » Organoids: Miniature, lab-grown human organs (e.g., liver, intestine) created from stem cells that mimic real organ functions. E.g. pivotal in proving that Zika virus causes microcephaly » Human blood cell-based assays: E.g. replacing the rabbit pyrogen test (to detect fever-causing contaminants) Computational (In Silico Models) » AI and Computer Modelling: Predict drug toxicity, efficacy and interactions. » E.g. Using recordings of human heart activity to test for arrhythmias, screening out dangerous compounds earlier. Significance of NAMs » Reduced Attrition Rates: Traditional animal testing poorly predicts human responses, with only 10–14% of Phase I drug candidates ultimately approved. » Biological Precision: E.g., brain organoids linked the Zika virus to microcephaly, a discovery not possible in animal models due to brain differences. » Reduced Time and Cost: Recent report suggests NAMs can cut drug development timelines by more than half and reduce costs by ~70-90% in India. » Global Competitiveness: As regulators in the U.S., EU, and Japan establish national centers for NAMs, India’s early adoption ensures it remains competitive. » Under India’s New Drugs and Clinical Trials (Amendment) Rules, 2023, authorized use of human-relevant, non-animal testing methods for evaluating drug safety and efficacy. Ethical issues in Animal testing » Animal Suffering: Millions of animals like rats, dogs are subjected to fear and pain in experiments. Concerns regarding humane and compassionate treatment and animal rights. » Categorical Imperative (Kant): Act only on principles that can be universally applied without contradiction. It asks can every single person be subjected to same treatment without society collapsing? » Speciesism: Coined by Peter Singer, it refers to human superiority-based exploitation of animals; critics argue discrimination against sentient animals is as unethical as racism or sexism. » Utilitarian Dilemma: Animal testing is justified only if human benefits (e.g., life-saving drugs) outweigh animal suffering; not for non-essential products like cosmetics. |
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International Artificial Intelligence Alliance Established WAICO, projected as an inclusive alternative to Western AI frameworks has been launched at World Artificial Intelligence Conference (WAIC), Shanghai. » WAIC is held annually in Shanghai since 2018.
WAICO » It is an independent intergovernmental organisation that focuses on cooperation in AI in the civilian domain in an inclusive and non-discriminatory manner. » Headquarters: Shanghai. » Founding Members: 29 nations (excluding India), mainly from Global South, such as Indonesia, Brazil, Russia, Pakistan, Oman etc. » Institutional Support: China will train 5,000 people (from developing countries), develop open-source AI models, and invest in AI infrastructure across members over the next 5 years. Need of Global AI governance » Compute Divide: US and China control 90% of global AI computing power, risking the exclusion. » Risk Mitigation: To mitigate global AI risks like job displacement, biased algorithms, and misuse in surveillance etc. » Trans-boundary nature: Issues like data privacy and security, cybersecurity vulnerabilities can impact multiple countries simultaneously. » Human & Child Safety: e.g. riseing AI-generated child sexual abuse material (CSAM). Global Initiatives to regulate AI » G7 “Hiroshima Process”: Produced AI Principles and a Code of Conduct to promote the safety and trustworthiness of AI systems » Aims to establish a global framework for the responsible development and use of AI (voluntary). » Global Partnership on AI (GPAI): hosted by OECD, India is a GPAI member. » The Bletchley Declaration: Establishes a shared understanding of the opportunities and risks (including India). » UN Global Digital Compact: UN also backed Independent International Scientific Panel on AI. |
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International Fighter Tactics Exercise Indian Air Force (IAF) to start Exercise Pitch Black 2026 at Royal Australian Air Force (RAAF) Base, Darwin. Pitch Black » It is the RAAF''s premier biennial multinational air combat exercise.
» Aim: enhance multinational interoperability, strengthen professional partnerships etc. » Bilateral exercises between India and Australia: Austrahind (India-Australia army), Ausindex (India-Australian Navy) etc. |
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International Football Cup 2026 Spain beat Argentina (1-0) in the FIFA World Cup 2026 Final held at MetLife Stadium in New Jersey (USA). » This is Spain''s second FIFA World Cup title (first 2010). » Awards: Rodri (Spain)- Golden Ball, Kylian Mbappe (France)- Golden Boot (10 goals), Unai Simon (Spain)- Golden Glove, Pau Cubarsi (Spain)- FIFA Best Young Player Award. FIFA World Cup 2026 (23rd edition (men''s)) Historic Expanded Format » Tri-Host Countries: For the first time in World Cup history, the tournament is co-hosted by three sovereign nations: Canada, Mexico, and the United States. » Expanded Teams: Features a record 48 nations (up from 32 teams in previous editions), divided into 12 groups of four teams each. » India has only qualified for the FIFA World Cup once (1950 in Brazil), but ultimately did not participate. |
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National Lipid Risk Assessment ICMRstudy revealed that 87.3% of Indian adults have at least one abnormal lipid level, making dyslipidaemia one of India’s most widespread health problems. » Low HDL was the most common abnormality, followed by elevated LDL, high triglycerides, and high total cholesterol. Key terms » Lipid: A group of Water-insoluble organic compounds (fats, oils, cholesterol). » Dyslipidemia: An unhealthy balance of fats in the blood that increases risk of heart disease/stroke. » Cholesterol: A waxy, fat-like substance found in all cells; synthesized primarily by the liver, but also absorbed from animal-based foods. (helps make Vitamin-D) » HDL (High-Density Lipoprotein): Good cholesterol- returns excess cholesterol to liver. » LDL (Low-Density Lipoprotein): Bad Cholesterol- excess deposits cholesterol in cells, causing arterial plaque buildup. » Triglycerides: Most common type of fat in the body; from dietary fat/excess calories, stored and used for energy. |
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North Bihar River Link Project Bihar Chief Minister inaugurated a 68-km Belwa-Minapur link channel which is part of the Bagmati-Budhi Gandak River Interlinking Project. » It is Bihar''s first operational intrastate river-interlinking project. Bagmati-Budhi Gandak River Interlinking Project » Purpose: To divert part of the floodwaters of the Bagmati River into the Burhi Gandak River through the Belwadhar channel for flood moderation in North Bihar. » Connecting Points: Originates at Belwa (Sheohar District) and terminates in Minapur Block (Muzaffarpur District). » Source River: Bagmati River (diverts excess monsoon discharge) to Burhi Gandak River.
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Private Orbital Launch Breakthrough It is developed by Skyroot Aerospace under Mission Aagaman and demonstrated India''s capability for commercial, on-demand satellite launches by the private sector. » India became the third country, after the United States and China, to have launching capabilities in the private sector. Vikram-1 » Fully designed and manufactured in India. » Capability: Small Satellite deployment (up to 350 kg into Low Earth Orbit (LEO) or up to 260 kg to Sun-Synchronous Orbit (SSO)) Features: » All-carbon composite structure. » 4-stage rocket with 3 solid stages and a liquid stage. » 3D-printed liquid-fuel engine. » Autonomous Guidance, Navigation and Control (GNC) system powered by the Ramanujan mission computer. » Mission Payload: SCOPE (Skyroot), Drishti (DCUBED technology demonstrator), SOLARAS S3 (Grahaa Space), Embrace (Cosmo serve) robotic arm for space debris capture. » Symbolic payloads: Cosmic Bloom (floral-shaped artwork); gold micro-rocket with sculptures of C. V. Raman, Vikram Sarabhai and A. P. J. Abdul Kalam. Status of India''s Space Sector » India accounts for only ~2% of the global space economy. » The number of space startups has increased from just 1 in 2014 to nearly 400 (2026). » India''s space economy is currently valued at around USD 8.4 billion and is projected to grow to USD 40–45 billion over the next decade. It is further aimed to reach USD 100 billion by 2040. |
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Taxation Harmonization Agreement India tightened its DTAA with Sri Lanka by bringing into force Principal Purpose Test (PPT). » PPT: An anti-avoidance rule that allows authorities to examine the commercial purpose of cross-border arrangements before granting treaty benefits. » Amendment: treaty benefits may be denied if obtaining those benefits was one of the principal purposes of the transaction. DTAA » It is an agreement between India and other countries to avoid double taxation, ensure the exchange of tax-related information, and facilitate tax recovery, Promote trade and investment » Applicability: If the provisions of the DTAA are more beneficial than those in the Income-tax Act, the DTAA provisions will apply.
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Tribal Rights in Development Policy The ''Chita Andolan'' (Pyre Protest) launched by tribal communities against the Ken-Betwa Link Project (KBLP) in Chhatarpur, Madhya Pradesh highlighted Economic development versus Tribal Rights debate. The Issues of Tribal Right vs. Development » Displacement: Loss of land, forests, and traditional livelihoods due to dams and infrastructure projects.
» Rehabilitation Concerns: Delays, inadequate compensation, and weak implementation of the Right to Fair Compensation and Transparency in Land Acquisition, Rehabilitation and Resettlement Act, 2013 (LARR Act). » Forest Rights: Concerns over violation of Forest Rights Act (FRA), 2006 and inadequate recognition of community forest rights. » Consultation: Participation of Gram Sabhas in project decisions. » Other: Loss of biodiversity and cultural heritage, Resource Curse as tribal regions are rich in minerals resources, remain poor and subjected to atrocities. Ethical Aspects of Tribal Right vs Development » Welfare vs. Development: Ignore tribal welfare in the name of economic development can lead to notion of alienation. » Human Dignity: Balancing national development goals with constitutional and human rights of indigenous communities. » Intergenerational Equity: Conserving natural resources for future generations while meeting present developmental needs. For inclusive development we need to Ensure Free, Prior and Informed Consent (FPIC), effective implementation of FRA, 2006, PESA, 1996, and LARR Act, 2013 with transparent Social and Environmental Impact Assessments. |
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