Reforming the government delivery system through the Direct Benefit Transfer Scheme is a progressive step, but it has its limitations too. Comment. (UPSC CSE Mains 2022 - General Studies Paper 2)
With the aim of promoting transparency and accountability, the government has implemented the direct benefit transfer (DBT) scheme as part of its welfare programs. The concept of the DBT scheme was recommended by the Nandan Nilekani committee in 2011. By transferring subsidies directly into beneficiaries’ accounts, the DBT can reduce instances of duplicate payments, fraud, and leakage. Examples of DBT schemes include PM KISAN YOJANA, MGNREGA Scheme, and PAHAL YOJANA.
In the field of Government delivery system, DBT is a progressive step in many ways such as-
- DBT prevents fraud by eliminating duplicate beneficiaries.
- It enables targeted delivery and reduces payment delays.
- DBT eliminates intermediaries or middlemen, reducing opportunities for corruption and exploitation of poor beneficiaries.
- DBT facilitates the speedy flow of targeted funds and services, thus fulfilling the positive aspirations of the citizen charter.
Although DBT is a positive development in the government’s delivery system, there are some limitations that require attention. Some of limitations are as follows-
- The lack of access to banking services excludes many beneficiaries from DBT.
- DBT cannot reach its full potential due to the lack of financial literacy among the masses.
- Mismatches between Aadhaar card data and biometric data create issues in the service delivery system.
- Networking issues in remote and rural areas can cause delays in service delivery.
Looking forward
- A strong technical infrastructure and capacity building is necessary.
- Collaboration and coordination among government departments is crucial for efficient service delivery.
- Financial literacy awareness programs should be implemented to maximize the potential of DBT.
- A single window redressal platform should be established to address issues related to direct benefit transfers.
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